Julianne Krutka
Park Square Realty | 413-297-6718 | julianne.krutka@gmail.com


Posted by Julianne Krutka on 10/19/2017

This Single-Family in Chicopee, MA recently sold for $170,100. This Ranch style home was sold by Julianne Krutka - Park Square Realty.


69 Thornwood St, Chicopee, MA 01020

Single-Family

$162,000
Price
$170,100
Sale Price

5
Rooms
3
Beds
1
Baths
Take a look at this beautiful 3 bedroom ranch, located on a quiet side street close to all the amenities! A large backyard, completely fenced in adds to the appeal of this ideal location. Hardwood floors throughout most of the house, a large living room with a beautiful brick fireplace as a focal point with a bay window, eat in kitchen that leads to a 3 season sun porch. All three bedrooms are nice size with closets. Some of the updates include a newer roof, new energy efficient boiler with on demand hot water unit and a freshly painted exterior. Tons of possibilities in the basement and with a little cosmetic work this home will offer instant equity! OPEN HOUSE SUNDAY 12-2PM

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Categories: Sold Homes  


Posted by Julianne Krutka on 10/12/2017

If you’re planning on buying a home in the near future and are confused about many of the terms associated with mortgages, you’re not alone. Real estate is its own industry with its own set of processes, terms, and acronyms. If you’re new to the home buying process, there can be somewhat of a learning curve to understand what each of these terms means.

Since buying a home is such a huge investment and life decision, there’s a lot of pressure on home buyers to make sure they get everything right. This makes for a stressful situation for buyers who don’t feel like they understand the terminology of things like mortgages, appraisals, credit reports, and other factors that contribute to the home buying process.

To alleviate some of those concerns and to make the home buying process run more smoothly, we’ve compiled a list of the most common, and most commonly confused, real estate words, terms, and acronyms. That way, when you’re talking things over with your real estate agent or your mortgage lender, you’ll be confident that you understand exactly what’s being considered.


Read on for our real estate terminology glossary.

  • Adjustable rate mortgage (ARM) - This is one type of home loan. Mortgage rates with this type of loan fluctuate throughout the repayment term of the loan. The fluctuation is based on a market indicator.

  • Fixed rate mortgage (FRM) - Another type of home loan, a fixed rate mortgage has a rate which does not fluctuate, remaining constant for the life of the term, most commonly 15 or 30 years.

  • Appraisal - An appraisal is the determination of the value of a property. Appraisals are used when purchasing and selling a home, as well as when refinancing a home loan. Appraisers are required to be licensed or certified in each state and are usually paid for by the lender.

  • Appreciation - An increase in a property’s value, most commonly due to market inflation, or the general increase in home prices over time.

  • Depreciation - A decrease in a property’s value, due to either market deflation (uncommon) or the wear and tear on a home that comes with age.

  • Closing costs - The costs and fees that a buyer is responsible for when purchasing a home or taking out a mortgage. These include underwriting fees, inspections, appraisals, transfer taxes, and more. Closing costs typically range from 2% to 5% of the total loan amount.

  • Contingency - Home purchases have contracts to protect the interest of the buyer, seller, and lender. Contingencies are provisions designed to protect the buyer or lender should something occur in the time leading up to closing on (or purchasing) the home. One common contingency is the buyer’s right to have a final inspection of the home before closing to ensure no new issues with the home have occurred.

  • Private mortgage insurance (PMI) - Buyers who cannot afford a down payment of %20 typically are required to take out a private mortgage insurance policy. This policy protects the lender should the borrower default (fail to repay or meet the conditions of their loan).






Categories: Uncategorized  


Posted by Julianne Krutka on 10/11/2017

Location, Location, Location! Sure this house needs some love, but you can't beat the location! Located on a dead end street off the upper part of Morgan Rd this single owner home sits on nearly an acre lot! The sunroom on the back of this house will provide you with a beautiful view of the wildlife that traverses this property! This home has a unique layout and at 1600+ sq ft there is plenty of room to spread out. Bring your ideas for making this home your own and build instant equity with your personal touches! This home features a super sized fireplaced living room, a spacious kitchen, two large bedrooms and a third room that could be another bedroom, or a dining room or an office, whichever you prefer! The massive basement could be finished and could potentially add at least another 1000sq ft of living space. And did I mention the sunroom that over looks this huge back yard? Sale includes updated Buderus Boiler! First Showings will be on SATURDAY, 10/14 from 11-12:30.

More Info on this Property | New Listing Alerts





Posted by Julianne Krutka on 9/25/2017

This Condo in Westfield, MA recently sold for $130,000. This Townhouse style home was sold by Julianne Krutka - Park Square Realty.


40 Prospect Street, Westfield, MA 01085

Condo

$134,900
Price
$130,000
Sale Price

4
Rooms
2
Beds
1
Baths
This beautiful Westfield condo has everything you are looking for and more! Located on the Northside of town, off the beaten path, this 12 unit complex offers easy access to downtown and turnpike without the hassle of being right on a main road. This unit, located the farthest from the road and being half of a duplex means you only share a wall with one neighbor and affords the advantage of being an end unit. This home is move in ready with updated kitchen and bath, gorgeous wood laminate flooring throughout the kitchen and living area. Stunning patio outside the kitchen door which affords a nice level of privacy from the rest of the complex. All the work here is done and your affordable condo fee takes care of the maintenance outside! No lawn mowing or snow removal for you to do! Just move in, pull up a lawn chair and enjoy the summer in this maintenance free lifestyle! SHOWINGS DEFERRED UNTIL OPEN HOUSE, SATURDAY, APRIL 22 FROM 1:30-3:00.

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Tags: Real-Estate   Westfield   condo   01085  
Categories: Sold Homes  


Posted by Julianne Krutka on 9/25/2017

This Mobile Home in Westfield, MA recently sold for $57,500. This style home was sold by Julianne Krutka - Park Square Realty.


52 Warfield Drive, Westfield, MA 01085

Mobile Home

$55,000
Price
$57,500
Sale Price

4
Rooms
2
Beds
1/1
Full/Half Baths
Another great opportunity to live at Hampden Village! This home is more spacious than you can imagine with bump outs in both the living and dining areas. Feels like a double wide in the middle. Front and back bedrooms allow for great privacy if you have guests visiting. Front bedroom has half bath, rear bedroom features full bath just outside the bedroom door. Carpeting is fresh, cabinets have been painted and some new appliances including the refrigerator, dishwasher, stainless counter top microwave, the less than 2 years old Bosch front loading washer and dryer as well as three window air conditioners will all be left for buyer's enjoyment. This home is move in ready and will be a great place to spend your retirement years! Buyer must be age 55 or older and must submit application upon accepted offer and obtain park approval in order to buy. Lot fee on this gem is 379.00/mo and includes water/trash and use of community pool and clubhouse. No showings prior to 8/20!






Categories: Sold Homes