Julianne Krutka
Park Square Realty | 413-297-6718 | julianne.krutka@gmail.com


Posted by Julianne Krutka on 12/7/2017

Estimating the market value of your home isn't a precise science. There are several factors that go into assessing the value of a home and the process is complicated by changes in the market that can sway home prices in either direction. Since homes are so expensive and are such a huge investment, the pragmatist and worrier in us all wants it to be a clear cut decision backed up by facts. Unfortunately, no two people will ever arrive at precisely the same number for the value of a home. The good news is that you can use this ambiguity to your advantage when bargaining with prospective buyers. To learn more about the six main factors that determine a home's value, read on.

Condition

Homebuyers don't want to walk into what could be their new house and discover months of expensive repairs and upgrades waiting for them. Especially for busy, young professionals there is great appeal in a home that is move-in ready. If your home needs some work, it will knock off some digits from your asking price.

Location

We would all love to say that having a home near the ocean or the mountains is our top priority. But, let's face it--having a place that is close to your work and that is in a good school district will probably take precedence over our daydreams. Location factors that add value to your home could include close proximity to schools, shopping, highways, and other amenities. However, if your home is far away from them or is in a neighborhood that appears run-down or dangerous you will find the value of your home decreasing. An easy way to get a ballpark figure for your home value is to look up the value of other comparable homes in your neighborhood.

Age

Age is just a really expensive number. For some, buying an old home is a dream they've always had. Old homes have character and offer challenges when it comes to DIY repairs and renovations. For others, an old home means more headaches and more expensive utilities if it's drafty or outdated.

Features

Curb appeal is important, but once your prospective buyers are inside you'll have to keep them around with great, convenient household features. Lots of storage space, updated kitchens with new appliances, finished basements, or a beautiful backyard with a view can all add thousands to a home value.

Size

Square-footage is important to many homebuyers. In spite of the current trends around minimalism and being eco-friendly, the numbers show that Americans are buying increasingly larger homes and vehicles.

Market

You've probably heard the terms "buyer's market" and "seller's market" thrown around in conversations about real estate. They are essentially descriptions of the supply and demand of homes. Many buyers with few homes means you're in a seller's market, whereas a surplus of vacant homes and few prospective buyers means it's a buyer's market. This is closely tied to location, different cities and suburbs experience different rates of growth and decline depending on the local economy.




Tags: Real-Estate   home   value   home value  
Categories: Uncategorized  


Posted by Julianne Krutka on 12/22/2016

There are more cleaning supplies on the market than ever before. If you walk down the cleaning section of Target you'll find an array of brooms, scrubbers, and solutions that are all variations on the same simple ideas. Furthermore, these products have begun capitalizing on single-use components like a sweeper with throwaway pads or disposable dusters. All of these expenses add up and before you know it you're spending up to $70 each month just on cleaning supplies. Fortunately, many frugal consumers have noticed this trend and have come up with creative ways to save money on cleaning. In this article, we'll cover some frugal cleaning products and solutions that will save you a ton of money at the checkout line.

Sweeping, dusting, and mopping

Let's face it, the Swiffer is a great invention. It mops, sweeps, and dusts without the mess of a bucket of water. Plus it's lightweight and versatile making it useful for many surfaces around the home. The down side? Having to buy all of those expensive replacement pads. If you're like me, you feel a twinge of guilt whenever you throw out at item that seems wasteful. For me, cleaning supplies are the epitome of wastefulness. So, instead of using the throwaway pads you could do a a few things. First, you could buy a reusable pad online. Some are designed to fit various sweepers. Alternatively, there are some cloths that you can buy at your local dollar store that will fit onto your sweeper just fine. Once one gets dirty, put the next one on and sink wash them all when you're done. The other option is to knit or crochet your own sweeper cover. There are lots of patterns online that will help you get started, plus a hand-made cloth adds more meaning to the mundane work of sweeping the house. For those spots you don't dust with your sweeper-duster (like a TV, or the tops of picture frames), you could always dust with your used dryer sheets that you'd otherwise just toss in the trash. Keep them in a bag in your cabinet so you remember to use them.

Go paperless

Paper towels and napkins are always expensive and seldom on sale. Plus, all that paper usage does a number on the environment. Instead of reaching for a paper towel at dinner, keep a stack of microfiber cloths, handkerchiefs, or hand towels. When this isn't possible, like in the case of a big cookout, use choose-a-size paper towels to get more usage out of a roll. And speaking of choosing a size, the next time you buy sponges or "magic erasers," cut them in half to double the length of time you can use them.

Cleaning solutions

Making your own cleaning solutions has many benefits. First, you get to save money because the supplies tend to be cheap, household items. Second, you get to avoid all of the harsh chemicals that are often added to commercial cleaners, helping your health and the environment. Third, you can make them in bulk and not have to worry about them running out. Recipes for homemade cleaning solutions and air fresheners are abundant online. In general, however, they rely on a few simple ingredients: water, vinegar, baking soda, and some type of citrus like lemons, limes, or oranges.





Posted by Julianne Krutka on 11/3/2016

If you're selling your home you'll want to take photos that show off both the inside and the outside of the property. Taking photos outside, however, is drastically different than inside. You'll be dealing with a lot more natural light, which you can use to your advantage. However, you'll also have the disadvantage of having to work with the elements: changes in lighting, shadows, weather and climate, and so on. In this article, we'll show you how to take great photos of your home with a digital camera. We'll cover the settings and angles to get you started, and then it will be up to you to experiment to get those stunning exposures you'd see in a magazine.

Step 1: Setting up the yard

As important as how you take the photo is what you're photographing. Even the best photography will fall short if they lack the right subject to shoot. Before you even reach for your camera, you'll need to do some work in the yard. Freshly mown grass is one of the most important aspects of outdoor real estate photography simply for the reason that it takes up so much of the frame. A full, lush yard will pop in the photo, plus it will tell your potential home buyers that the lawn is well-manicured. Aside from the lawn, it's important that other landscaping features be tidied up. That doesn't mean you have to go out and buy new lawn decorations. Simply make sure that the lawn is edged neatly, that any mulch is fresh and not faded looking, and that trees, bushes, and plants have all been pruned and trimmed. It's also a good idea to clean your doors, windows, shutters, and siding of your home. A pressure washer works wonders, but you can often get them clean enough with a good car wash scrubber.

Step 2: Setting up your shot

There are many techniques to photographing the exterior of a home. Some photographers wait until the sun is setting and turn on all the lights in the home creating the sense that the house is the warm center of the property. Other photographers prefer to shoot in the day time with a sunny sky to show of the home's architectural details. Whichever way you choose, there are two important things to remember when taking your photos: First, make sure you have shots with the entire house in the frame. Not only is it more aesthetically pleasing this way, but it also allows potential buyers to see what the house would look like with the naked eye. Second, be sure to take detail photos of any aspects of the home or property that are of particular interest, such as a pool, patio, or excellent view.

Step 3: Camera settings

As a rule, you'll want to take your outdoor shots using a tripod. Camera shake can cause blurry, out of focus photos even indoors. But when you're outside, you also have the wind and uneven ground to deal with. Move around and take shots rom several different angles. You'll likely find that shots taken head-on with the house feel flat, whereas shots taken diagonally create more space, making the home and yard appear larger and more interesting.




Tags: Real-Estate   home   photography   exterior  
Categories: Uncategorized  


Posted by Julianne Krutka on 8/4/2016

Behind your doors and windows lies everything you hold dear. Your family, pets, important documents, expensive laptops and televisions, and any number of things rely on the hope that no one will break into your home. In spite of this, many people choose not to take the best safety precautions available, whether it is because they feel safe in their neighborhood or they think they can't afford a security system. As home security technologies advance, homeowners and renters get a growing selection of security systems. Finding a security system that works with your budget while still keeping you safer is possible. However, learning about the various systems and choosing one that works best for your needs is the hard part. In this article, we'll cover the basic types of security systems and what they offer so you can make the best decision for your home and family.

Monitored or unmonitored

One way of dividing up security systems is monitored and unmonitored. Monitored systems depend on landline, cellular, or broadband connection to communicate with the security provider who will call your home and alert authorities in case of a break-in. Unmonitored systems, on the other hand, rely only on alarms such as sirens and flashing lights. Monitored systems that are connected via landline have the disadvantage of being cut or by losing connections due to power outages. Cellular-based systems (a.k.a. wireless monitoring) have the advantage of staying up even if your telephone line is cut. One disadvantage of monitored systems is that they often come with monitoring fees. The disadvantage of unmonitored systems is that it relies on your neighbors to call the police in case of an emergency. The problem with this is that not all neighbors are going to go see if everything is okay until it's potentially too late.

Contracts and Installation

Depending on whether you rent or own your house and how long you plan to stay in your house, you'll want to read over contracts before signing away. If you plan on moving or are only leasing your apartment, it might be a better option to buy a system outright that you can set up yourself at your next home. Systems that rely on technicians for installs may charge you fees for having to relocate or uninstall your system.

Added features

Home security and home automation are two separate industries that have become one due to similarities in the way they function. Many home security companies now offer automation technologies that allow you to control various items in your home remotely. If you can't remember if you locked your door or if you need to unlock it for a house guest, there's no need to leave work--just hit a button on your smart phone to unlock the door. Other systems even allow you to answer your doorbell remotely from your smartphone in the same way that you would have a conversation on your phone. If you are paranoid about checking up on your house, you could go with a system that allows you to view your security cameras live feed right from your phone or computer.   Now that you know the basics of home security systems, go check out some of the top rated providers and compare prices. You'll soon be on your way to making your home an even safer place for you and your family.  





Posted by Julianne Krutka on 1/10/2013

What in the world is home automation?  Almost everyone knows what a timer on an outside lamp post is for, you can program your outside lights to turn on when the sun goes down and back off in the morning.  There are lots of ways to setup lighting to prevent waste and still maximize the benefit.  So what if you whole house could be managed and from one place or even when you aren't at home?  The kids left some lights on when they left for school, and you can turn them off from your phone, with some systems. A product known as X10 has been around for quite some time now, now there are other options.  Home depot has their own products and even Google is making contributions these days.  The whole idea is convince, for example there are products that work with the X10 system that allow you to change the lighting in your home from an iPhone or Android device, you can use this from anywhere you phone works. Setting up a system like this can start to prove costly.  The more devices you want to control, the more expensive the project ends up, naturally.  You should also be aware some products require a moderate level of know-how in the electrical sense.  One of the most useful products is a replacement switch; changing one should always be done with care and proper precautions of course. Spend some time and figure out what your goals are with your project, it can be as simple as putting a few outdoor lights on timers to being able to control and monitor everything in your house no matter where you are.  It's a fun idea at the very least.