Julianne Krutka
Park Square Realty | 413-297-6718 | julianne.krutka@gmail.com


Posted by Julianne Krutka on 11/29/2018


116 Lang Street, Springfield, MA 01104

Single-Family

$153,400
Price

6
Rooms
4
Beds
2
Baths
NEW PRICE! MORE UPDATES! BRAND NEW ROOF! Living room has been freshly painted and pass through to kitchen is gorgeous! GREAT PRICE for this 3, potentially 4 bedroom home with TWO FULL BATHS! Lots of upgrades have been completed! Kitchen cabinets and countertops are brand new and the NEW Flooring and backsplash will make you go WOW! Both baths have been remodeled with the first floor bath boasting a large walk in shower while the second floor bath has the full tub. The first floor of this home features an addition that could be a large master bedroom making this a four bedroom home, or you can use it as a LIVING ROOM AND USE THE FRONT ROOM AS A DINING ROOM! Great FLEXIBLE Layout! The living room wood floor has been redone and there is new carpeting in the first floor bedroom(s), up the stairs and in one of the second floor bedrooms. The other 2nd floor bedroom has gorgeous laminate flooring. PLENTY OF ROOM TO GROW IN THIS HOUSE! OPEN HOUSE SUNDAY 12/2 11-12:30!
Open House
Sunday
December 02 at 11:00 AM to 12:30 PM
Seller has made more improvements!! AND we have a NEW PRICE! You have to see it to appreciate it!
Cannot make the Open Houses?
Location: 116 Lang Street, Springfield, MA 01104    Get Directions

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Categories: Price Change  


Posted by Julianne Krutka on 11/29/2018


116 Lang Street, Springfield, MA 01104

Single-Family

$153,400
Price

6
Rooms
4
Beds
2
Baths
NEW PRICE! MORE UPDATES! BRAND NEW ROOF! Living room has been freshly painted and pass through to kitchen is gorgeous! GREAT PRICE for this 3, potentially 4 bedroom home with TWO FULL BATHS! Lots of upgrades have been completed! Kitchen cabinets and countertops are brand new and the NEW Flooring and backsplash will make you go WOW! Both baths have been remodeled with the first floor bath boasting a large walk in shower while the second floor bath has the full tub. The first floor of this home features an addition that could be a large master bedroom making this a four bedroom home, or you can use it as a LIVING ROOM AND USE THE FRONT ROOM AS A DINING ROOM! Great FLEXIBLE Layout! The living room wood floor has been redone and there is new carpeting in the first floor bedroom(s), up the stairs and in one of the second floor bedrooms. The other 2nd floor bedroom has gorgeous laminate flooring. PLENTY OF ROOM TO GROW IN THIS HOUSE! OPEN HOUSE SUNDAY 12/2 11-12:30!
Open House
Sunday
December 02 at 11:00 AM to 12:30 PM
Seller has made more improvements!! AND we have a NEW PRICE! You have to see it to appreciate it!
Cannot make the Open Houses?
Location: 116 Lang Street, Springfield, MA 01104    Get Directions

Similar Properties





Categories: Open House  


Posted by Julianne Krutka on 11/29/2018

There are a number of programs, government-sponsored and otherwise, that are designed to help aspiring homeowners find and get approved for a mortgage that works for them.

Among these are first-time homeowner loans insured by the Housing and Urban Development Department, mortgages and loans insured by the USDA designed to help people living in urban and rural areas, and VA loans, sponsored by the U.S. Department of Veterans Affairs.


In todayís post, Iím going to give you a basic rundown of VA loans, who is eligible for them, and how to apply for one. That way youíll feel confident knowing youíre getting the best possible deal on your home mortgage.


What is a VA Loan?

VA loans can provide soon-to-be homeowners who have served their country with low-interest rates and no private mortgage insurance (PMI).

If youíre hoping to buy a home soon and donít have at least a 20% down payment, you typically have to take out private mortgage insurance. This means paying an extra insurance bill on top of your monthly mortgage payments. The downside of PMI is that it never turns into equity that you can then use when you decide to move again or sell your home.

Loans that are guaranteed by the VA donít require PMI because the bank knows your loan is a safer investment than if it wasnít guaranteed

VA loans may also help you secure a lower interest rate, or give you some negotiating power when it comes to discussing your interest rate.

Finally, VA loans set limits on the number of closing costs you can pay in your mortgage. And, if youíve ever bought a home before, youíll know how quickly closing costs can add up.

Who is eligible?

There are some common misconceptions about who can apply for a VA loan? So, weíll cover all the bases of eligibility.

If you meet one of the following criteria, you may be eligible for a VA loan:


  • Youíve served 90 consecutive days during wartime

  • Youíve served 181 days during peacetime

  • Youíve served six or more years in the Reserves or National Guard

  • Your spouse died due to their work in the military

There are some restrictions to these eligibilities. For example, your chosen lender may still have credit score minimums.

Applying for a VA Loan

There are two main steps for applying for a VA Loan. First, youíll have to ensure your eligibility. You can do this by checking the VAís official website. Be sure to call them with any questions you may have.

Next, youíll need a certificate of eligibility. The easiest way to acquire one is through your chosen lender.  If you havenít chosen a lender, you can also apply online through the eBenefits portal, or by mailing in a paper application.

Once you have a certificate, you can apply for your mortgage and youíll be on your way to buying a home.





Posted by Julianne Krutka on 11/28/2018

Don't judge this book by it's cover! This nicely improved ranch in Sixteen Acres has a great layout and bonus space galore! Public records list as 3 bedroom, but for now it is a 2 bedroom home. A wall was removed to make for larger living room but could easily be put back. Enter this home from the driveway via a great mudroom which leads to the kitchen featuring a large center island and pantry closet for plenty of storage. In addition, there is a lovely large dining room off the rear of the home, heated by space heater. The basement is mostly finished space, complete with a half bath with room to improve to a full bath and a kitchenette. This basement space could be for great an inlaw or teen suite space! There are hardwood floors in living and upstairs bedrooms, Laminate in the dining room and carpeting in the lower level. The yard is completely fenced, features two storage sheds and a wooden deck patio area. Showings are deferred until Open House Sunday 12/2 from 1:20-3:00.

More Info on this Property | New Listing Alerts





Posted by Julianne Krutka on 11/28/2018

Calling all Landscapers, Contractors, Lawyers, Dentists, Automotive Professionals, ...or anyone with a business looking for a new location in the City of West Springfield with incredible visibility on Park Street! This unique offering could allow you renovate the home for office space on one floor or both, and collect rent from both units as well as the commercial garage in the back or move your business in and live on site yourself. This large multi unit home has so much charm and character if converted to office space it would be stunning! Property is zoned BA and buyer is responsible for checking with the City of West Springfield for intended use. Sale includes both buildings located at 310 Park Street and the vacant lot behind addressed as 306 Park Street. Property value and tax info provided in this listing accounts for both properties. If your business needs easy access and visual exposure, this location will deliver!

More Info on this Property | New Listing Alerts